Dr. Utkarsh Goel

Dr. Utkarsh Goel

Dr Utkarsh Goel
Department:
Department of Management Studies
Current Designation:
Associate Professor
Educational Qualification:
PhD (IIT Roorkee), MBA (Nirma University), JRF
Personal Website:
Mobile:
Email:
utkarsh@iiita.ac.in
Office Address:
LT Complex 3220
Dept. of Management Studies
IIIT-Allahabad

Professional Experience

Indian Institute of Information Technology-Allahabad (IIIT-A), Allahabad

Associate Professor
March 2026 to Present

Indian Institute of Information Technology-Allahabad (IIIT-A), Allahabad

Assistant Professor
July 2016 to Feb 2026 (9.5 Years)

Symbiosis Centre for Information Technology (Symbiosis International University), Pune

Assistant Professor
September 2015 to June 2016 (10 Months)

Indian Institute of Information Technology-Allahabad (IIIT-A), Allahabad

Lecturer
July 2010 to November 2012 (2 Years 4 Months)

IDBI Bank, Specialised Corporate Branch, Ludhiana

Assistant Manager, Mid Corporate Group
June 2009 to July 2010 (1 Year)

Education

PhD from Dept. of Management Studies, IIT Roorkee (Feb, 2016)
Qualified for UGC NET + JRF (Junior Research Fellow) in Management (2012)
MBA (Finance), Institute of Management, Nirma University, Ahmedabad (2009), 2.843 CGPA (4.33 scale)
B.Tech (Computer Science & Engg), U.P. Technical University (2007), 74.4%; 1st rank in CSE Branch of Institute

Academic Accolades

Awarded Outstanding Paper Award in Literati Awards 2020 by Journal of Asia Business Studies, Emerald Publishing.
Published in one of the top ranking journals in the field of information technology management, International Journal of Information Management.
Best paper award in Finance & Commerce at International Conference on Advances in Management and Technology: Mapping Strengths with Opportunities - 2015, MNNIT, Allahabad.
Selected for award of Doctoral Student Travel Grant by the prestigious American Finance Association (2014).
H-Index: 14.
Obtained 95 percentile in CAT 2006 and 90 percentile in GATE 2006..

Publications

Papers Published in Refereed Journals

  1. "Stock Market Response to Information Diffusion through Internet Sources: A literature review", International Journal of Information Management, Elsevier, Vol. 45, 2019, (SSCI & ABDC A*).
  2. "Unraveling the Role of Personality in Equity Markets", Review of Behavioral Economics, Emerald, Upcoming 2026, (ABDC & ESCI).
  3. "Financial literacy as a driver of investment intentions: a study using the theory of planned behaviour", Property Management, Eemrald, Upcoming 2026, (ABDC & ESCI).
  4. "Bibliometric analysis and review of Neuroscience of financial decision-making: A neurofinance perspective", Academy of Marketing Studies Journal, Vol. 30, Special Issue 2, 2026 (ABDC).
  5. "Examining excessive stock market information search behavior: A moderating effect of age and gender", Acta Psychologica, Vol. 263, 2026 (SSCI & ABDC).
  6. "Unveiling the attitudinal factors: an integration of TPB and SCT in understanding investor intention towards equity investments", Humanities and Social Sciences Communications, Springer Nature, 12(1), 1-14, 2025 (SSCI & Scopus).
  7. "Predictors of investment intention in real estate: Extending the theory of planned behavior", International Journal of Strategic Property Management, Vilnius Gediminas Technical University, Vol. 8, No. 6, 349-368, 2024 (SSCI & ABDC).
  8. "Behavioural biases in real estate investment: a literature review and future research agenda", Humanities and Social Sciences Communications, Springer Nature, 10, 846, 2023 (SSCI & Scopus).
  9. "Unveiling the attitudinal factors: an integration of TPB and SCT in understanding investor intention towards equity investments", Humanities and Social Sciences Communications, Springer Nature, 12, 1516, 2025 (SSCI & Scopus).
  10. "Factors affecting Information & Communication Technology (ICT) adoption among MSMEs", Journal of Open Innovation: Technology, Market, and Complexity, Elsevier, Volume 10, Issue 1, 2024 (Scopus indexed).
  11. "Factors affecting adoption of digital payments by urban women: understanding the moderating role of perceived financial risk", Technology Analysis & Strategic Management, Routledge, 2022 (SSCI & ABDC).
  12. "Social media and the stock markets: an emerging market perspective", Journal of Business Economics and Management, Vilnius Gediminas Technical University, Vol. 22, No. 6, 2021 (SSCI & ABDC).
  13. "Factors affecting adoption of digital payments by semi-rural Indian women: Extension of UTAUT-2 with self determination theory and perceived credibility", Aslib Journal of Information Management, Emerald Publications, Vol. 73, No. 6, 2021 (SSCI, SCIE & ABDC).
  14. "Determinants of Excess and Deficit Cash Holdings of Firms: Evidence from Emerging Market", Global Business Review, Sage Publications, 22(5), 2021, 1202-1215 (ABDC listed & Scopus indexed).
  15. "Analyzing the factors that affect the adoption of payments banks services in India: An Analytic Hierarchy Process (AHP) approach", International Journal of Business Information Systems, Inderscience, 37(4), 2021 (ABDC & Scopus).
  16. "Evaluation of a National Level Scheme for Uplifting Rural Population through Financial Inclusion in a Developing Country: Evidences from Rural India", Indian Journal of Finance and Banking, Vol. 8 No. 1, 2021 (ABDC listed as per 2019 list).
  17. "Factors influencing adoption of payments banks by Indian customers: Extending UTAUT with perceived credibility", Journal of Asia Business Studies, Emerald Publishing, Vol. 13 No. 2, 2019 (ABDC listed & Scopus indexed).
  18. "Analysing Efficiency Change in Working Capital Management using Malmquist Productivity Index", Journal of Information and Optimization Sciences, Taylor & Francis Publications, Vol. 36, No. 6, 2015 (ESCI and ABDC).
  19. "Working Capital Management Efficiency: A Two-stage DEA Approach", International Journal of Business Excellence, Inderscience Publications, Vol. 10, No. 4, 2016 (ABDC listed as per 2016 list & Scopus indexed).
  20. "Sustainable Economic Governance: Learnings from Kautilyas Arthashastra", International Journal of Indian Culture and Business Management, Inderscience Publications, Vol. 15 No. 2, 2017 (ABDC listed as per 2016 list).
  21. "Working Capital Management Efficiency in Indian Manufacturing Sector: Trends and Determinants", International Journal of Economics and Business Research, Inderscience Publications, Vol. 10, No.1, 2015 (ABDC listed & Scopus indexed).
  22. "A DEA Approach to Working Capital Management Efficiency", Indore Management Journal, IIM-Indore, Vol. 6, No.1, 2015.
  23. "Impact of Corporate Governance Practices on Working Capital Management Efficiency", Indian Journal of Finance, Vol. 9, No. 1, 2015 (Scopus indexed).
  24. "Does Loan Loss Provision Signal Income Smoothing?: An Empirical Investigation of Indian Banking Industry", IUP Journal of Accounting Research and Audit Practices, ICFAI University India, Vol. 11, No. 2, 2012 (ABDC).

Projects and Consultancy

  1. Seed Money Project granted by IIITA, "Stock Market Response to Information Diffusion through Internet Sources: An empirical Study in Indian Context", jointly with Dr. Shailendra Kumar, Status: Completed, Amount Rs. 16,00,000.
  2. Project granted by ICSSR, "Realisation of Pradhan Mantri Jan Dhan Yojna (PMJDY) Objectives towards Financial Inclusion: A Review of Purvanchal U.P. Region", jointly with Dr. Shailendra Kumar and Dr. Viajishri Tewari, Status: Completed, Amount Rs. 4,00,000.
  3. Project granted by ICSSR, "Social Media Presence and Information and Communication Technology (ICT) Adoption Status for improving Competitiveness in MSME Sector: A Study of U. P.", jointly with Dr. Shailendra Kumar and Dr. Viajishri Tewari, Status: Ongoing, Amount Rs. 4,00,000.
  4. Project granted by ICSSR, "An assessment of the Atal Pension Yojana (APY) awareness and penetration in Prayagraj Division of Uttar Pradesh.", jointly with 3 other faculty members, Status: Ongoing, Amount Rs. 7,50,000.
  5. Training Cum Consultancy for Employees of Sbi Life granted by SBI Life Ltd., jointly with Dr. Shailendra Kumar, Status: Ongoing, Amount Rs. 6,00,000.
  6. Project granted by ICSSR, "Assessing Tourists' Perspectives on Religious Tourism in Eastern Uttar Pradesh: Infrastructure, Safety, and Cultural Experiences", jointly with 3 other faculty members, Status: Ongoing, Amount Rs. 15,00,000.
  7. Project granted by Uttarakhand State Council for Science and Technology (UCOST), "Sustaining Natural Springs: A Participatory Model for Sustainable Water Governance in Border Districts of Uttarakhand", jointly with 3 other faculty members, Status: Ongoing, Amount Rs. 6,00,000.

PhD Thesis Guided

  1. Stock market response to Information diffusion through Internet: an empirical study in Indian context: Shweta Agarwal.
  2. The Psychology of Real Estate Investors: An Empirical Study of Investment Intention, Behavioural Biases and Personality Traits: Akshita Singh.

Academic Outreach Activities

Academic Outreach Activities

  1. Organized and conducted a 2 day Short-term Programme on the topic "Demystifying Finance (Finance for Non-Finance)" on 22-23rd September, 2017 at IIIT Allahabad.
  2. Organized a 5 day GIAN (Global Initiative of Academic Networks) Course, under the aegis of Ministry of Human Resource Development (MHRD), Govt. of India, on the topic "Hedge Funds and their Trading Strategies" on 19th February - 23rd February, 2018 at IIIT Allahabad.
  3. Organized and conducted a 2-day Certificate Programme on the topic "Research Modelling using Excel and R" on 08-09th March 2019 at IIIT Allahabad.
  4. Organized and conducted a 3-day Certificate Programme on the topic "Crafting Research" on 02-04th April, 2020 at IIIT Allahabad.
  5. Organized and conducted a 3-day Certificate Programme on the topic "Crafting Research Via Industry-Academia Interface" on 26-28th May, 2022 at IIIT Allahabad.
  6. Organized and conducted a 2-day Certificate Programme on the topic "Crafting Research Via Systematic Literature Review And Bibliometric Analysis" on 20-21st July, 2023 at IIIT Allahabad.
  7. Organized a 1 day workshop for educating beneficiaries of the Atal Pension Yojana (APY) on 28th Feb, 2024 at MNNIT Allahabad.

Member in Editorial Board (Selected)

Reviewer: Humanities and Social Sciences Ccommunications (Nature), Operation Research Forum (Springer), Heliyon (Elsevier), Management Decision (Emerald), Cogent Business & Management (Taylor & Francis), South Asian Journal of Business Studies (Emerald), Management Research Review (Emerald), International Journal of Information Technology and Decision Making (World Scientific), International Journal of Business and Systems Research (Inderscience), International Journal of Economics and Business Research (Inderscience)